Unfortunately for business owners, the chances of getting sued have dramatically increased in the last decade. Therefore having an affordable general liability insurance policy can help prevent a lawsuit from turning into financial devastation for your company or organization.
General Liability Insurance protects you, your business, and your employees from basic claims such as property damage, bodily injury, and advertising injury.
General Liability Insurance
The threat of a third-party claim is real, and in today’s litigious society even the smallest incident can lead to a costly lawsuit. From a customer slip and fall inside your retail shop, to flooding a neighbor’s yard during a routine landscaping job, or an icy doorstep outside of your office, there’s no telling when a claim for damage or injury may arise. And if you have to defend your business in court, legal fees, lawyer fees, court costs, defense costs, settlement and judgements can quickly add up.
What Does General Liability Cover?
General liability insurance covers claims for everyday business exposures, such as:
- Bodily Injury
- Medical Bills
- Property Damage
- Personal or Advertising Injury
- Completed Products or Operations
- Product Liability
For many businesses, one single lawsuit could be devastating. Whether you’re at fault or not, defending your business takes time and money. Protect your financial assets with the one insurance policy that benefits every business.