Commercial Auto Insurance

To cover the cars, trucks, and vans you use for your business, you need commercial auto insurance. No matter whether you have a small business or a large fleet of vehicles, you should make sure to have the proper coverage.

If you or one of your employees is in an accident this policy will help to cover the financial costs. These may include paying for damaged property and medical expenses.

Commercial Auto Insurance

Commercial auto insurance is designed to meet a wide variety of business needs, providing effective solutions to the threats of the road. Accidents happen every minute of every day, and your business has far more at stake if your autos or employees are at fault in a collision.

Choose from a wide range of coverage options so you have the right protection at the most affordable rates for your business, such as:

  • Collision coverage
  • Comprehensive coverage
  • Uninsured and underinsured motorist
  • Liability coverage
  • Non-owner coverage
  • Specified peril coverage
  • Hired auto coverage
  • Drive Other Car (DOC) coverage

Do I Need Commercial Auto?

It’s easy to know that you need commercial auto insurance when your business owns a fleet of delivery vehicles and your employees all drive for a living. What’s not completely clear is when your business uses personal vehicles for business purposes some of the time. Where does your personal auto coverage end, and where should commercial auto begin?

If you use a vehicle primarily for business purposes, or let employees and other non-listed drivers use your vehicle for business purposes, you probably need commercial auto coverage. If your employees use their own vehicles for work, such as transporting materials or delivering goods, you most likely need commercial auto coverage. If any of your vehicles are owned, leased, titled or registered in your business name, you will most likely need commercial auto coverage.

We can easily help you determine if commercial auto insurance is the right fit for your business needs, and find you the most affordable coverage options for your specific vehicles. You may not be able to count on other drivers to be safe and civil on the road, but at least you can protect your business and autos against a worst-case accident, injury, or damage.

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